Some insurance companies may provide cover for other benefits such as, third party liability cover, costs of boarding fees if you must go into hospital for emergency medical treatment, covering the cost of a holiday if it is cancelled due to your pet needing emergency surgery and other benefits.

Insurance companies do not provide cover for preventative treatments, such as vaccinations, flea and worm treatments.

At Medicor, we support pet insurance policies but are unable to recommend any individual insurance companies.

In most cases, insurance companies do not cover pre-existing conditions. A pre-existing condition is a condition that has been noted by either you or your veterinary surgeon prior to the insurance policy being taken out. This includes health concerns that may or may not have required treatment.

If you make a claim with one insurance company, cancel the policy and renew with another company any previous conditions will become excluded.

Some insurance companies may have exclusions for specific breed associated conditions.

Some insurance companies may deduct a co-payment, this is a percentage of the treatment amount claimed.

Most insurance companies deduct an insurance excess per condition each policy year.

Some insurance companies may increase your insurance excesses or co-payments as your pet ages.

Some insurance companies may exclude any conditions diagnosed during a certain time frame of the policy being taken out e.g. 14 days – this will be found in the insurance company terms and conditions.

Please always read the terms and conditions and ensure you are happy with the level of cover of the policy that you choose to take out.